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Compass

7863 Girard Ave Suite 208

La Jolla, CA 92037

DRE # 01961536

Charlie Lazarus

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At Compass, we empower our agents with data-driven technology, revolutionizing the home buying experience. Since launching in 2012, we've assembled a robust team of experts — engineers, analysts, strategists, and marketers —to simplify the process and enlighten buyers. Now a top-five brokerage in cities nationwide, we're delivering on my promise from coast to coast.







Buying your home :




1. Find an Agent


Choose a local Realtor or real estate team who is knowledgeable about the neighborhoods you are considering, knows values and who you can trust for advice.







2. Get Pre-Qualified


Before beginning your search, your first step is to get pre-approved for a mortgage loan (unless you will be paying all cash). We can connect you to a mortgage broker. Based on your income and credit history, the mortgage broker will determine how much the bank will lend you, which will help you determine the price range for your search.




3. Your New Home


Sit down with your Realtor to discuss your ideal home. For example: What is your target price point? What are your favorite areas and neighborhoods? Do you have an ideal square footage, floor plan or number of beds/baths in mind?






4. Visit Properties


Attend showings with your Realtor and tour.










5. Make an Offer


Once you have found the perfect house and it’s time to submit an offer, your Realtor will help you evaluate the property’s value and terms to set forth in the agreement.







6. Negotiate


Reach an agreement with the Seller on price and terms. If your offer is lower than list price or the Seller has multiple offers then the Seller will likely return with a “counter offer” for price and or terms. You can choose to accept, reject, or make another counter offer. Your Realtor will provide advice on pricing, terms and negotiating strategy throughout.




7. Complete the Loan Application


Loan Processing will likely take 30–45 days.









8. Review Seller & Property


Disclosures









9. Perform Property Inspections


It is the duty of the Buyer to determine the condition of the property.








10. Release Inspection Contingency


Negotiate credits and repairs with Seller, if any, and release inspection contingency.







11. Secure Loan Approval


Release Loan Contingency








12. Final Walk-Through with Your Realtor











13. Closing


Congratulations, you’re now a homeowner in paradise!














  • Work With Charlie

    Charlie is a rising star in San Diego and is quickly becoming one of the top-producing real estate agents in the county. He has been able to carve out a niche in the San Diego real estate market with his relentless work ethic and fiery drive.

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